Not sure what credit card to apply for the new year? College News helps you figure it out with the top reviewed credit cards available for college students from bankrate.com
1. Discover Student Card
The Discover Student Card is a favorable option for students all over. Their shopdiscover.com program lets you enjoy rebates from over 100 retailers in department stores, restaurants and all the other places you and your friends spend most of your time. Cash rewards are not only unlimited, they’re automatic! A great feature about this card is their $0 Fraud Liability guarantee, so rest assured that you will be protected against any signs of fraud.
The Discover Student Card offers tons of cash rebates, whether you shop at the mall or online from the convenience of your laptop. If you’re looking to get the most bang for you buck, this card is a great choice.
2. CitiForward Card for College Students
Designed with the young adult in mind, the CitiForward Card will allow you to earn 5 points for every $1 spent on books, movies, dining and music, then 1 reward point for every $1 spent on other purchases.
This card is a viable option for responsible card holders as it reduces it’s annual percentage rate when you stay under your credit line and continue to make timely payments.
The fact that it has no annual fee is also a nice little bonus. Additional benefits include a cellphone protection plan, which lets you insure your phone when you use your card to pay your monthly cell phone bill.
If your spending patterns include grabbing food with your buddies and listening to the latest music, this card’s got your name all over it.
3. Citi mtvU Platinum Select Visa Card for College Students
This card not only rewards you for shopping, but it also rewards you for good grades!
Like the CitiForward card, students can earn 5 points for every dollar spent on restaurants, theaters and book stores and earn one point for every dollar spent on other purchases. Making timely minimum payments will earn cardholders an additional 25 points. Plus, a stellar GPA earns up to 2000 more points.
This card will give students an incentive to study since higher grades earns more points. The Citi mtvU Platinum card does not require a minimum income nor does it require a co-signer, making credit approval simple.
Some additional perks include an exclusive 10 percent MTV discount when shopping at the MTV store in New York City or online and travel and emergency assistance which protects cardholders when traveling both abroad and domestically.If you need some motivation to kick your grades into high gear while earning points on your card, the Citi mtvU Platinum Select Visa Card could be the perfect card for you