Not sure what credit card to apply for the new year? College News
helps you figure it out with the top reviewed credit cards available
for college students from bankrate.com
1. Discover Student Card
The Discover Student Card is a favorable option for students all
over. Their shopdiscover.com program lets you enjoy rebates from over
100 retailers in department stores, restaurants and all the other
places you and your friends spend most of your time. Cash rewards are
not only unlimited, theyâ€™re automatic! A great feature about this card
is their $0 Fraud Liability guarantee, so rest assured that you will be
protected against any signs of fraud.
The Discover Student Card offers tons of cash rebates, whether you
shop at the mall or online from the convenience of your laptop. If
youâ€™re looking to get the most bang for you buck, this card is a great
2. CitiForward Card for College Students
Designed with the young adult in mind, the CitiForward Card will
allow you to earn 5 points for every $1 spent on books, movies, dining
and music, then 1 reward point for every $1 spent on other purchases.
This card is a viable option for responsible card holders as it reduces
itâ€™s annual percentage rate when you stay under your credit line and
continue to make timely payments.
The fact that it has no annual fee is also a nice little bonus.
Additional benefits include a cellphone protection plan, which lets you
insure your phone when you use your card to pay your monthly cell phone
If your spending patterns include grabbing food with your buddies
and listening to the latest music, this cardâ€™s got your name all over
3. Citi mtvU Platinum Select Visa Card for College Students
This card not only rewards you for shopping, but it also rewards you for good grades!
Like the CitiForward card, students can earn 5 points for every
dollar spent on restaurants, theaters and book stores and earn one
point for every dollar spent on other purchases. Making timely minimum
payments will earn cardholders an additional 25 points. Plus, a stellar
GPA earns up to 2000 more points.
This card will give students an incentive to study since higher grades
earns more points. The Citi mtvU Platinum card does not require a
minimum income nor does it require a co-signer, making credit approval
Some additional perks include an exclusive 10 percent MTV discount when
shopping at the MTV store in New York City or online and travel and
emergency assistance which protects cardholders when traveling both
abroad and domestically.
If you need some motivation to kick your grades into high gear while
earning points on your card, the Citi mtvU Platinum Select Visa Card
could be the perfect card for you
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